Dave Ramsey – Thoughts on his Baby Steps from a UK Follower
Budgeting

Dave Ramsey – Thoughts on his Baby Steps …

Who is Dave Ramsey? I came across Dave Ramsey when I first started to have thoughts about clearing our debts early. I went to YouTube to look up videos about budgeting and I came across a few American channels who…

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Victoria Sandwich – The best classic English cake
Food

Victoria Sandwich – The best classic English cake

5 from 1 vote Print Victoria Sandwich – The best classic English cake A good Victoria sandwich surely has to be one of the best cakes around.This cake is light and fluffy and oh so soft.The recipe is quick and…

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Busting budget myths – Having a budget doesn’t mean you are cheap.
Budgeting

Busting budget myths – Having a budget doesn’…

The word ‘Budget’ has come to mean many things. Not all of them positive. We have budget holidays, clothes, food and budget supermarkets. All of these conjure thoughts of cheap items, cost saving, not very high end and of a…

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What is a Zero based Budget – How to create one in 5 easy steps
Budgeting

What is a Zero based Budget – How …

What is a Zero based Budget and how can it save you money? A zero based budget is a basic book keeping tool. It simply means that you tot up what you have coming in each month vs what you…

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